Job Brief
We are seeking a detail-oriented Credit Investigator to assess the creditworthiness of individuals and businesses applying for credit. In this role, you will be responsible for authorizing credit charges, conducting thorough investigations into applicants’ credit history, and assessing their financial standing. The ideal candidate will possess strong analytical skills, attention to detail, and experience in financial analysis or credit evaluation.
Responsibilities
- Authorize credit charges against customers’ accounts based on comprehensive evaluations.
- Investigate the credit history and standing of individuals or businesses applying for credit.
- Conduct interviews with applicants to gather personal and financial data.
- Analyze financial documents to determine creditworthiness and assess risk factors.
- Process credit applications efficiently and notify customers of acceptance or rejection.
- Maintain up-to-date knowledge of credit regulations and industry standards.
- Prepare detailed reports and documentation related to credit investigations.
- Collaborate with other departments to ensure compliance and streamline processes.
Requirements
- Bachelor’s degree in finance, business administration, or a related field.
- Proven experience in credit investigation, underwriting, or financial analysis.
- Strong analytical skills with the ability to interpret financial data and credit reports.
- Proficiency in credit evaluation software and database management.
- Excellent communication and interpersonal skills for effective applicant interactions.
- Detail-oriented with strong organizational skills for managing multiple applications.
- Knowledge of relevant credit laws and regulations.
- Certifications in credit analysis or financial services are a plus.
Similar Job Titles
- Credit Analyst
- Credit Risk Analyst
- Loan Officer
- Credit Underwriter
- Financial Analyst
- Risk Assessment Specialist
- Credit Review Officer
- Collections Investigator
