Job Brief
The Credit Charge Authorizer plays a crucial role in evaluating and authorizing credit charges against customers’ accounts. This position requires a keen eye for detail, analytical skills, and experience in assessing credit risk. The ideal candidate will investigate the credit history and standing of individuals or businesses applying for credit, conduct interviews to gather personal and financial data, and determine creditworthiness. Excellent communication and decision-making skills are vital for notifying applicants of their credit application status.
Responsibilities
- Authorize credit charges against customers’ accounts based on thorough analysis.
- Investigate and evaluate the credit history and standing of applicants.
- Conduct interviews with applicants to collect necessary personal and financial information.
- Assess creditworthiness using established criteria and guidelines.
- Process credit applications efficiently and accurately.
- Notify customers of the acceptance or rejection of credit applications.
- Maintain accurate records of credit applications and decisions.
- Collaborate with other departments to resolve credit-related issues.
Requirements
- Proven experience in credit analysis or charge authorization.
- Strong understanding of credit risk assessment methodologies.
- Excellent analytical and problem-solving skills.
- Effective communication skills for interviewing applicants and delivering decisions.
- Proficient in using credit evaluation software and tools.
- Attention to detail and ability to work under pressure.
- High school diploma or equivalent; a degree in finance, business, or a related field is preferred.
Similar Job Titles
- Credit Analyst
- Charge Authorization Specialist
- Credit Risk Assessor
- Credit Evaluation Officer
- Loan Authorization Specialist
- Credit Approval Officer
- Accounts Receivable Specialist
- Risk Management Analyst
