Job Brief
As a Residential Mortgage Manager, you will be responsible for overseeing the financial activities related to residential mortgage lending. This role requires extensive experience in mortgage operations, compliance, and risk management, along with a strong understanding of market trends and regulatory requirements. The ideal candidate will possess excellent leadership skills, a customer-focused approach, and the ability to drive mortgage performance strategies to achieve business objectives.
Responsibilities
- Plan and direct all aspects of residential mortgage operations, ensuring compliance with regulatory standards.
- Develop and implement effective lending policies and procedures to streamline mortgage processing.
- Monitor market trends and adjust strategies to enhance competitive positioning in the residential mortgage sector.
- Lead and mentor a team of mortgage professionals, fostering a culture of excellence and accountability.
- Analyze financial reports, identify risks, and propose solutions to improve overall profitability.
- Collaborate with internal departments to ensure seamless service delivery to clients and stakeholders.
- Maintain relationships with key partners, including real estate agents and financial institutions.
- Stay informed about industry developments, regulatory changes, and best practices to ensure compliance and operational efficiency.
Requirements
- Bachelor’s degree in Finance, Business Administration, or a related field; MBA preferred.
- Minimum of 5 years of experience in a mortgage lending environment, with supervisory experience.
- In-depth knowledge of mortgage products, underwriting standards, and regulatory compliance.
- Proficient in financial analysis, risk assessment, and portfolio management.
- Strong leadership skills with the ability to motivate and develop a high-performing team.
- Excellent communication and interpersonal skills to build relationships with clients and stakeholders.
- Familiarity with mortgage software systems and financial modeling tools.
- Relevant certifications (e.g., NMLS License, Certified Mortgage Consultant) are a plus.
Similar Job Titles
- Mortgage Operations Manager
- Director of Mortgage Lending
- Residential Loan Manager
- Mortgage Branch Manager
- Home Loan Manager
- Mortgage Sales Manager
- Senior Mortgage Advisor
- Residential Lending Manager
