Job Brief
The Branch Lending Officer plays a vital role in evaluating, authorizing, and recommending approval for various types of loans, including commercial, real estate, and credit loans. This position requires a strong understanding of lending policies and regulations, as well as the ability to advise borrowers on their financial status and payment methods. The ideal candidate will possess exceptional analytical skills, attention to detail, and a commitment to excellent customer service, ensuring a seamless lending experience for clients.
Responsibilities
- Evaluate loan applications and financial information to determine creditworthiness.
- Authorize or recommend approval of loans within established guidelines.
- Advise borrowers on financial status, loan options, and payment methods.
- Conduct in-depth analysis of loan files, including credit reports and income statements.
- Ensure compliance with all lending regulations and internal policies.
- Maintain records of loan applications, approvals, and customer interactions.
- Collaborate with underwriters and other team members to facilitate the loan process.
- Provide excellent customer service and support throughout the loan lifecycle.
Requirements
- Bachelor’s degree in finance, business administration, or a related field.
- Proven experience as a lending officer, loan officer, or in a related role.
- Strong knowledge of loan underwriting processes and lending regulations.
- Excellent analytical and decision-making skills.
- Proficient in financial analysis and credit evaluation.
- Exceptional communication and interpersonal skills.
- Ability to work independently and manage multiple tasks effectively.
- Relevant certifications (e.g., NMLS license) are preferred.
Similar Job Titles
- Loan Officer
- Mortgage Loan Officer
- Commercial Loan Officer
- Loan Underwriter
- Credit Analyst
- Loan Servicing Officer
- Collection Analyst
- Payday Loan Officer
