Job Brief
As an Independent Insurance Adjuster, you will play a pivotal role in evaluating insurance claims and ensuring that payments and settlements align with established company policies and procedures. Your expertise will be crucial in conducting thorough investigations, negotiating settlements, and collaborating with legal counsel on complex claims requiring litigation. This position demands a detail-oriented professional with strong analytical skills and a commitment to excellence in the insurance industry.
Responsibilities
- Review and analyze insurance claims to verify the accuracy of payments and settlements.
- Conduct field investigations, including interviews with claimants and witnesses, to gather relevant information.
- Assess damages and determine the extent of liability by applying industry standards and regulations.
- Negotiate settlements directly with claimants or their representatives to reach fair and equitable resolutions.
- Collaborate with legal counsel on claims that may escalate to litigation, providing necessary documentation and insights.
- Prepare detailed reports summarizing findings, conclusions, and recommendations for management review.
- Maintain up-to-date knowledge of industry trends, laws, and regulations impacting insurance claims.
- Ensure compliance with all company policies and state regulations throughout the claims process.
Requirements
- Proven experience as an insurance adjuster or in a related role in the insurance industry.
- In-depth knowledge of insurance policies, claims processing, and regulatory compliance.
- Strong analytical and problem-solving skills, with attention to detail.
- Excellent communication and negotiation skills, both verbal and written.
- Ability to work independently and manage multiple cases efficiently.
- Relevant certifications (e.g., Licensed Insurance Adjuster) preferred.
- Proficiency in using claims management software and Microsoft Office Suite.
- Willingness to travel to various claim sites as necessary.
Similar Job Titles
- Claims Adjuster
- Insurance Claims Examiner
- Loss Adjuster
- Insurance Appraiser
- Insurance Investigator
- Field Adjuster
- Litigation Adjuster
- Property Claims Adjuster
